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From: Ens, Amanda 
Sent: 4/7/2017 12:24:59 PM 
To: jeffrey E. [jeeyacation@gmail.com]; Richard Kahn 
Subject: EU BANKS: BIG EQUITY OUTFLOWS BUT REMAIN UPBEAT ON REFLATION TRADE: SALES TOP PICKS = SOC GEN, 
INTESA, NORDEA 
Attachments: image001.gif; image001jpg01D2AF7627BB3E30.jpg; image012png01D2AF7627BB3E30.png; 
image014jpg01D2AF762A2ADEAO.jpg; image015jpg01D2AF762A2ADEAO.jpg; image016jpg01D2AF762A2ADEAO.jpg; 
image017jpg01D2AF762A2ADEAO.jpg; image018jpg01D2AF762A2ADEAO.jpg 
Importance: High 
We remain positive on banks that can make acceptable returns in the current environment and are geared 
into the upside when rates begin to recover... ING, KBC, Intesa, Unicredit, SocGen, Erste, BKIR are 
all Buy rated. 
Global Equities 
Specialist Sales - European Financials 
MAR disclosure 
EU BANKS: BIG EQUITY OUTFLOWS BUT REMAIN UPBEAT ON REFLATION TRADE 
Spec Sales Comment: 
Big Equity outflows but we see this is a pause not a reversal 
BofAML latest flow show data this morning shows the largest equity outflows in 40 weeks and first 
outflows YTD (click here). Our BofAML Bull & Bear Indicator is now at 7.1, the highest level since Jul'14 
and not far from "sell" signal. So is this just a pause for breath in the reflation trade? BofAML strategists 
think so. In our updated thoughts this morning we think reflation is real so stay long equities, short rates, 
selectively long USD (click here). 
Chart 12: BofAML B&B Indicator (scale from 0 to 10) 
13mdt 
Feb.16 lows 
Today 
10 
Extreme Extreme 
Bearish Bullish 
Source BotA Merniloynch Global Investment Strategy 
Why do we remain bullish the reflation trade? 
The main reasons for equity investor concern in recent weeks = the gap between hard and soft data, plus 
the delay in the Trump fiscal package 
HOUSE OVERSIGHT 014860 
Chart 1: The gap between hard and soft data is a concern to investors Chart 2: Mediocre US Q1 data partly down to seasonal adjustments 
Residual seasonality in GDP growth from 1985 to 2015 
25 
2 	08 
15 	

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